I am very thankful that my husband was wise enough to buy a secondary insurance policy years ago. Over the years he has been injured by criminals 4 times, three of which resulted in major surgery. The policy that he bought pays us for doctors visits, ER visits for injury, etc. We turned in this most recent injury and they cut us a check for $1100. This was a blessing big time. It allowed us to pay back the loan my grandmother gave us for a car repair and to buy some things we've been needing to get.
During this process we found some extra benefits that they are going to back pay and we will be getting about $1000 to go to the vacation fund. I am so looking forward to this!
Do you have a policy like this?